The SocietyOne Blog

Your go-to resource for all things personal finance.

How a personal loan can help you when you need it

How a personal loan can help you when you need it

Personal Finance

How a personal loan can help you when you need it

Personal loans can help achieve some big financial - and of course, personal - goals in life.

Read Article

What are the new credit reporting rules for financial hardship?

What are the new credit reporting rules for financial hardship?

Personal Finance

What are the new credit reporting rules for financial hardship?

Read Article

5 things to do before you apply for a personal loan

5 things to do before you apply for a personal loan

Personal Finance

5 things to do before you apply for a personal loan

Read Article

Let’s bust five big money myths

Let’s bust five big money myths

Personal Finance

Let’s bust five big money myths

Read Article

Five budget approaches and how they work

Five budget approaches and how they work

Personal Finance

Five budget approaches and how they work

Read Article

10 Christmas gifts that won't break the bank

10 Christmas gifts that won't break the bank

Why it pays to check your credit score regularly

Read Article

A practical guide to obtaining a personal loan

A practical guide to obtaining a personal loan

Personal Finance

A practical guide to obtaining a personal loan

Read Article

Top tips for saving money… from people who work in finance

Top tips for saving money… from people who work in finance

Personal Finance

Top tips for saving money… from people who work in finance

Read Article

The 5 benefits of consolidating your debt

The 5 benefits of consolidating your debt

Debt Consolidation

The 5 benefits of consolidating your debt

Read Article

5 lessons we can all learn from 2021

5 lessons we can all learn from 2021

Personal Finance

5 lessons we can all learn from 2021

Read Article

Top 5 tips to conquer your holiday debt

Top 5 tips to conquer your holiday debt

Top 5 tips to conquer your holiday debt

Read Article

How to get a car loan

How to get a car loan

How to get a car loan

Read Article

You put Christmas on BNPL - now what?

You put Christmas on BNPL - now what?

• Dec 21st, 2021

You put Christmas on BNPL - now what?

Read Article

7 fun low-cost hobbies to take up in 2022

7 fun low-cost hobbies to take up in 2022

Personal Finance

• Dec 21st, 2021

7 fun low-cost hobbies to take up in 2022

Read Article

5 ways to build your credit score

5 ways to build your credit score

5 ways to build your credit score

Read Article

5 New Year’s (financial) resolutions to kick 2022 off right

5 New Year’s (financial) resolutions to kick 2022 off right

5 New Year’s (financial) resolutions to kick 2022 off right

Read Article

How To Better Manage Your Money In The Lead Up To Christmas

How To Better Manage Your Money In The Lead Up To Christmas

Personal Finance

• Nov 24th, 2021

How To Better Manage Your Money In The Lead Up To Christmas

Read Article

10 Christmas gifts that won’t break the bank

10 Christmas gifts that won’t break the bank

Personal Finance

• Nov 24th, 2021

10 Christmas gifts that won’t break the bank

Read Article

7 handy credit card tips for a stress-free summer

7 handy credit card tips for a stress-free summer

Personal Finance

• Nov 11th, 2021

7 handy credit card tips for a stress-free summer

Read Article

6 ways to build a better holiday season budget

6 ways to build a better holiday season budget

• Nov 1st, 2021

6 ways to build a better holiday season budget

Read Article

Don’t make do, make awesome

Don’t make do, make awesome

Personal Finance

Don’t make do, make awesome

Read Article

Thinking of caravanning? Here’s how to plan the perfect trip

Thinking of caravanning? Here’s how to plan the perfect trip

Thinking of caravanning? Here’s how to plan the perfect trip

Read Article

Putting the positive into comprehensive credit reporting

Read Article

What Is Your Credit Score And What You Can Do To Improve It

Read Article

Good and bad habits that affect your credit score

Good and bad habits that affect your credit score

Good and bad habits that affect your credit score

Read Article

5 Easy Steps On How To Improve Your Credit Score Quickly

5 Easy Steps On How To Improve Your Credit Score Quickly

5 Easy Steps On How To Improve Your Credit Score Quickly

Read Article

How to financially handle unexpected illness or injury

How to financially handle unexpected illness or injury

Personal Finance

How to financially handle unexpected illness or injury

Read Article

What is a secured loan?

What is a secured loan?

Personal Finance

What is a secured loan?

Read Article

What is debt negotiation?

What is debt negotiation?

Personal Finance

What is debt negotiation?

Read Article

BNPL vs credit cards: The great debate

BNPL vs credit cards: The great debate

Personal Finance

BNPL vs credit cards: The great debate

Read Article

How to get your finances in order before EOFY

How to get your finances in order before EOFY

Personal Finance

How to get your finances in order before EOFY

Read Article

how-to-plan-for-your-dream-holiday

how-to-plan-for-your-dream-holiday

How To Plan For Your Dream Holiday

Read Article

Recovering Financially After Bankruptcy

Recovering Financially After Bankruptcy

Personal Finance

Recovering Financially After Bankruptcy

Read Article

5 Tips for Creating the Ultimate Outdoor Entertaining Area

5 Tips for Creating the Ultimate Outdoor Entertaining Area

Home Renovation

5 Tips for Creating the Ultimate Outdoor Entertaining Area

Read Article

Personal Finance

How to tackle your to-do list and make things happen

Read Article

Secured vs unsecured car loans: Which is right for you?

Secured vs unsecured car loans: Which is right for you?

Secured vs unsecured car loans: Which is right for you?

Read Article

Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

Personal Finance

Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

Read Article

Three ways to manage your finances in the lead-up to your wedding

Three ways to manage your finances in the lead-up to your wedding

Three ways to manage your finances in the lead-up to your wedding

Read Article

How your credit score can impact your Home Loan application

How your credit score can impact your Home Loan application

How your credit score can impact your Home Loan application

Read Article

Financial Literacy 101: What Afterpay means for your credit score

Financial Literacy 101: What Afterpay means for your credit score

Financial Literacy 101: What Afterpay means for your credit score

Read Article

Personal Finance

How To Plan And Achieve Your Financial Goals For The Future

Read Article

Personal Finance

• Sep 7th, 2021

13 Festive Christmas Food Ideas That Will Save Your Wallet

Read Article

How do the banks see you?

How do the banks see you?

Personal Finance

How do the banks see you?

Read Article

Personal Finance

4 Great Tips On How To Teach Kids About Money

Read Article

Personal Finance

The 50/30/20 Budgeting Rule Explained

Read Article

Spend smarter and save on your kids’ education

Read Article

9 ways to improve your credit score

9 ways to improve your credit score

9 ways to improve your credit score

Read Article

Home Renovation

Making the most of small spaces

Read Article

Home Renovation

How to prepare your home for weather

Read Article

How to prep your finances this home reno season

How to prep your finances this home reno season

Home Renovation

How to prep your finances this home reno season

Read Article

9 Tips On How To Save Money When Travelling

Read Article

Personal Finance

The Time is Now

Read Article

Home Renovation

Adding value to your property

Read Article

Personal Finance

Kick-Start Your New Year's Resolution by Getting Your Finances in Order

Read Article

How to use a loan to consolidate your debts

How to use a loan to consolidate your debts

Debt Consolidation

How to use a loan to consolidate your debts

Read Article

Prep your finances for a new car this EOFY

Prep your finances for a new car this EOFY

Prep your finances for a new car this EOFY

Read Article

Tax time 2021: Everything you need to know

Tax time 2021: Everything you need to know

Personal Finance

• May 31st, 2021

Tax time 2021: Everything you need to know

Read Article

How to Afford Attending a Wedding on a Budget

Read Article

What the 2021-22 Federal Budget means for your money

What the 2021-22 Federal Budget means for your money

Personal Finance

• May 13th, 2021

What the 2021-22 Federal Budget means for your money

Read Article

Personal Finance

Finding Financial Freedom

Read Article

Home Office & Work From Home Expenses

Home Office & Work From Home Expenses

Personal Finance

Home Office & Work From Home Expenses

Read Article

Home Renovation

The $50k home makeover plan that may change your life

Read Article

Personal Finance

Personal Loans for IVF Treatment on the Rise in Australia

Read Article

Learn The Differences On All Types Of Personal Loans

Learn The Differences On All Types Of Personal Loans

Personal Finance

Learn The Differences On All Types Of Personal Loans

Read Article

Personal Finance

8 Tips On Deciding When To Refinance Your Home Loan

Read Article

Why holidays are a sound life investment

Read Article

Saving Money & Securing Your Finances in 2020

Saving Money & Securing Your Finances in 2020

Personal Finance

• Mar 10th, 2021

Saving Money & Securing Your Finances in 2020

Read Article

Personal Finance

• Mar 10th, 2021

The Best Ways On How To Save And Spend Your Tax Return Effectively

Read Article

Personal Finance

• Mar 10th, 2021

Holiday Budgeting Tips

Read Article

A Guide on Whether to Relocate or Renovate?

A Guide on Whether to Relocate or Renovate?

Home Renovation

A Guide on Whether to Relocate or Renovate?

Read Article

Personal Finance

5 Hacks For Overcoming Your Impulse Buying

Read Article

Personal Finance

New lease of life for Brian

Read Article

Personal Finance

Portrait of a Procrastinator

Read Article

Home Renovation

12 Tips For Your Next Home Colour Revamp

Read Article

Home Renovation

5 Home projects you can do yourself

Read Article

What to consider when budgeting for travel

Read Article

Smart Ways to Save Money on Your Wedding

Read Article

Personal Finance

Making a house a home

Read Article

Home Renovation

Home renovations for sustainable living

Read Article

Personal Finance

Comparing apples with apples

Read Article

Japanese Kakeibo Budget

Japanese Kakeibo Budget

Personal Finance

Japanese Kakeibo Budget

Read Article

Personal Finance

Make sure your Christmas card doesn’t come with bill shock

Read Article

Budget Friendly Travel Ideas

Read Article

Debt Consolidation

5 Tips For Supercharging Your Debt Repayments

Read Article

Personal Finance

Money and Relationships

Read Article

Personal Finance

Lemons to lemonade - how Marty made it happen.

Read Article

Personal Finance

Budgeting For Gifting

Read Article

Personal Finance

To all the weekends of wedding season

Read Article

Personal Finance

What is Your Spending Personality?

Read Article

Home Renovation

The Costs Of Home Renovation

Read Article

How to Avoid Overspending This Silly Season

How to Avoid Overspending This Silly Season

Personal Finance

How to Avoid Overspending This Silly Season

Read Article

The Quest For The Perfect Wedding

Read Article

Debt Consolidation

The 4 Hidden Dangers of Balance Transfer Cards

Read Article

Personal Finance

3 Tips To Consider When Buying Your First Home

Read Article

Solo Travel Tips & Advice

Solo Travel Tips & Advice

Solo Travel Tips & Advice

Read Article

What Are Responsible Lending Obligations And How They Help You

What Are Responsible Lending Obligations And How They Help You

Personal Finance

What Are Responsible Lending Obligations And How They Help You

Read Article

Choosing the right post pay option for funding a holiday getaway

Read Article

Home Renovation

Where to Skimp and Where to Save on Home Renovation

Read Article

Debt Consolidation

Is Debt Consolidation The Best Debt Solution For You?

Read Article

Debt Consolidation

What Is Debt Consolidation And How It Can Help With Paying Off Debts

Read Article

Six considerations for financing your new wheels

Read Article

Debt Consolidation

How To Manage Debt Repayment With Debt Consolidation

Read Article

Home Renovation

Six cheap as chips decorating solutions for the broke homemaker

Read Article

Personal Finance

Personal Loans vs Payday Loans: Choosing The Right Option For You

Read Article

What to Consider Before Applying For a Home Renovation Loan

What to Consider Before Applying For a Home Renovation Loan

Home Renovation

What to Consider Before Applying For a Home Renovation Loan

Read Article

Personal Finance

Make It Happen.

Read Article

Home Renovation

Spring Cleaning Help, Tips and Tricks

Read Article

How to Avoid Overcapitalising on Home Renovations

How to Avoid Overcapitalising on Home Renovations

Home Renovation

How to Avoid Overcapitalising on Home Renovations

Read Article

How to Future-proof your Next Vehicle Purchase

How to Future-proof your Next Vehicle Purchase

How to Future-proof your Next Vehicle Purchase

Read Article

The top credit card mistakes and how to avoid them

The top credit card mistakes and how to avoid them

Personal Finance

The top credit card mistakes and how to avoid them

Read Article

Personal Finance

Thinking About Accessing your Superannuation Early?

Read Article

How to plan a wedding on a budget

How to plan a wedding on a budget

How to plan a wedding on a budget

Read Article

How to keep your family financially secure through a recession

How to keep your family financially secure through a recession

Personal Finance

• Mar 2nd, 2021

How to keep your family financially secure through a recession

Read Article

How to financially prepare for your next renovation

How to financially prepare for your next renovation

Personal Finance

How to financially prepare for your next renovation

Read Article

Personal Finance

5 money management tips I wish I knew as a 25 year old

Read Article

Good debt and how to make it work for you

Good debt and how to make it work for you

Personal Finance

Good debt and how to make it work for you

Read Article

What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

Personal Finance

What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

Read Article

Identity Theft

Identity Theft

Personal Finance

Protecting Yourself From Identity Theft

Read Article

Credit Score

Credit Score

How Does Your Credit Score Affect A Personal Loan Application?

Read Article

How to Budget When Travelling to Europe

Read Article

Get your free personalised rate today in as little as 2 minutes

By clicking 'Subscribe' you agree to our Privacy Policy and Terms Of Use

PERSONAL LOANS

Loan Calculator

CREDIT SCORE

Credit Score Guide

ABOUT

LEARN

CUSTOMER SERVICE

s1customer.service@moneyme.com.au

LEGAL

Wallet Terms And Conditions

PARTNERS

Information about SocietyOne borrowing rates

The rate advertised above is a comparison rate for a secured personal loan to a Tier 1 borrower. Annual percentage rates range from 8.20% (8.27% p.a. comparison rate) to 23.99% (28.66% p.a. comparison rate). See our Rates and Fees for more information on borrowing rates. An establishment fee applies for most borrowers. Secured personal loan example: for a borrower with excellent credit (Tier 1 borrower), a personal loan of $10,000 over a 3 year loan term, with an interest rate of 8.20% p.a. (comparison rate 8.54% p.a.) and a $545 establishment fee, the monthly repayment would be $314 and the total cost over the life of the loan (including the establishment fee) would be $11,314. SocietyOne personal loans are available for terms of 2, 3, 5 and 7 years. Minimum loan term repayment period is 2 years, maximum loan term repayment period is 7 years.

Information about comparison rates

Comparison rates are designed to allow borrowers to understand the true cost of the loan by taking into account fees and charges, the loan amount and the term of the loan. The SocietyOne comparison rate above is based on a secured fixed rate personal loan of $10,000 over 3 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Information about bank comparison table

All rates in the bank comparison table are based on an unsecured fixed rate personal loan of $10,000 over 3 years. The SocietyOne rate is the lowest available rate for a borrower with excellent credit (Tier 1 borrower). See above for more information about SocietyOne borrowing rates. The comparison table does not take into account short term bank promotional rates.
Canstar 5-star Rating was awarded on 7th of November 2019 for the Unsecured Loan – Excellent Credit Product for the Unsecured Personal Loan profile.

SocietyOne Australia Pty Limited ACN 151 627 977 holds Australian credit licence no. 423660. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria. Credit scores provided by Broker Services Pty Ltd ACN 609 495 409.

© 2024 SocietyOne. All Rights Reserved.